Welcome to lifeisgreat.com.my

	Products
Corporate	Products	Customer Service	Community Charity	Contact Us

Products

Individual

> Protection

> Health

> Education

> Retirement

> Investment-Linked

> Supplementary Riders

> e-Newsletters

> Panel of Hospital

Product Enquiry

Products

Investment Linked

Unit Prices

Investment-linked life insurance is a life insurance plan where the value of benefits are, wholly or partly linked to investment performance of a separate investment-link fund(s). This is usually done by linking the value of the policy to units in a special unitised fund managed by the insurance company. The values of the units will directly reflect the values of the underlying assets of the fund, and fluctuate according to the investment performance.

When a policyowner pays premium for the investment-linked policy, a portion of the premium will be allocated for insurance and expense charges, and the balance will be allocated to purchase units in the investment-linked fund(s). The investment-linked funds operate on similar principle as unit trust.

With Great Eastern Investment-Linked Insurance Plans, you can decide: How much insurance protection you need How much and when to pay your premiums How to tailor your investment strategies with the diversified portfolio of the investment-linked funds You can also tailor your investment mix according to your preferences and market sentiments through our seven different types of fund, namely Lion Strategic Fund, Lion Growth Fund, Lion Progressive Fund, Lion Balanced Fund, Lion Fixed Income Fund, Dana Restu and Dana Sejati.

ADDVANTAGE PLUS INSURANCE

	Extra 50% bonus allocation. 100% sum assured increase.

	Life is unpredictable, but you can still look forward to the future no matter what it holds. Because every year for 10 years, you'll receive an extra 5% bonus allocation to give your investment a boost. On top of that, you can expect your sum assured to grow 5% annually for 20 years.

Additional bonus allocation. Guaranteed.

Premium Payment Year	Premium Allocation Rate (A)	Additional Bonus Allocation (B)	Tot. Premium Allocation Rate (A+B)#
1 - 2	45%	-	45%
3 - 4	80%	-	80%
5	90%	-	90%
6	90%	5%	95%
7-15	105%	5%	110%
16 onwards	105%	-	105%

5% more on your sum assured every year up to 20 years*

Flexibility to match your priorities

When your priorities change, you can also change the levels of protection and investment in your policy*. It's really up to you. And for better protection and savings, you can opt to top up your premium*. Or, boost the investment value of your policy by attaching Great Saver Rider, a regular premium-paying rider which directs 100% of the premiums paid* to unit funds. Start with as little as RM1,200 a year or a minimum of RM1,000 per single premium top-up.

Other benefits include:

#Subject to a bid/offer spread of 5%.

*Terms and conditions apply

GreatLife Portfolio Insurance

	An All-in-one Protection and Investment Plan for Every Stage of Life

	GreatLife Portfolio Insurance is the financial plan powerful and flexible enough to help you realize your goals at any stage of life. A regular premium insurance-investment plan, it combines the financial protection you need with the wealth-generating opportunities you want.

	The plan lets you save and invest at the same time, protecting your wealth with insurance

coverage while allowing you to create additional wealth.

We have three great plans under the GreatLife Portfolio insurance to suit your life stages:

GreatLife Saver

GreatLife Portfolio insurance is specially designed to provide you with the basic insurance coverage against death, disability, critical illnesses and comes with waiver of premium benefits. You may choose to further enhance your insurance protection by adding other optional benefits for an additional premium.

Lower Taxable Income

Benefits received are generally non-taxable and premiums paid may qualify for tax relief.
Note : Tax benefits are subject to the Malaysian Income Tax Act, 1967, and final decision of the Inland Revenue Board.

Important Notices:

Buying an investment-linked life insurance policy is a long-term commitment. An early termination of the policy involves high costs and the withdrawal value dependent on prevailing market values of the underlying assets of the unit fund. Therefore, the withdrawal value may be less than the total premiums paid.

The policy value may rise or fall as the performance of the funds are not guaranteed. The investment risk under the policy will be solely borne by the policy owner.

Dana Restu & Dana Sejati Insurance are funds invested in accordance with Syariah principles. Ideal for both Muslims as well as non-Muslims, both funds are available with Great Eastern's GreatLife Portfolio - a powerful plan that gives you the best of both worlds: protection and investment. We have also appointed Syariah Advisors to advise us on all Syariah matters pertaining to both these funds.

GreatLife International Scholar Insurance


	Malaysia’s first overseas education plan takes your child further.

	As parents, we want the best for our children. We often dream of giving our children a good overseas education and the opportunity for international exposure. However, due to the currency exchange and inflation, an overseas education can be very expensive.

	To help you secure your child’s education fund, Great Eastern is happy to introduce the new GreatLife International Scholar Insurance

the first overseas education plan in Malaysia that caters for studies in Australia, the United Kingdom and the United States.

Protection for Today, funding for tomorrow’s education

With GreatLife International Scholar Insurance:

AU-i Fund, Lion UK-i Fund and Lion US-i Fund, depending on where you choose to send your child to. Whichever foreign fund you choose, your investment grows in that country of your choice. So in time, when your child is ready for higher education, your finances will be as well.

and tips on education to help you plan for your child’s future.

invest, the coverage amount, and the premium you want to pay. You can start
investing in GreatLife International Scholar Insurance with as little as RM3,600 a year or RM300 a month.

supplementary benefits - Premium Waiver Benefit (waives your premium
payments if disability or critical illness occurs) and Payer Benefit (provides
benefit on the life of the payer)

funds at any time or switch your investment to any local fund of your choice (Limited to one switching per policy provided that the policy has been in-forced for 5 years and a minimum basic premium of RM3,600 a year is maintained. No partial switching is allowed).

financial protection

You may apply for GreatLife International Scholar Insurance if your child is between 1 month attained age to 23 years old next birthday. We offer flexible term ranging from 2 years to 24 years. The maximum term is at 25 years minus the entry age of your child.

Upon maturity of the policy, the total investment value will be payable. The sum assured and the total investment value of the units are paid upon death or Total and Permanent Disability (TPD)*. Benefits received from GreatLife International Scholar Insurance are generally non-taxable and premiums paid may qualify for tax relief.

* You have the option to retain the units in your policy. The sum assured and total investment value (if any) shall be payable in accordance to TPD provisions.

GreatLife Education Insurance


	Secure your child’s future with an all-in-one education & protection plan

	GreatLife Education Insurance is about great flexibility that suits your changing needs and the needs of your child. It gives you total control over all important decisions you need to make. You choose where and how much you want to invest, how much coverage you need for your child, and the amount of premium you can afford.

GreatLife Education Insurance lets you build your child's education fund faster and easier. That's because your portfolio is monitored and reviewed by our experienced and professional fund managers. We do the work. You have the control. It's that simple.

Why invest in GreatLife Education Insurance

education policy) for taxable income reduction.

RM1,200 a year or RM100 a month.

attained age to 23 years old next birthday.

(maximum maturity age is 25).

assured and total investment value of units are paid should death or Total and Permanent Disability * (before age 65 years next birthday) occur.

various types of optional benefits e.g. waiver of premium which helps you to continue premium payment in the event of any uncertainty. This is to ensure that your child's education fund will not be stopped or affected in any way.

time. You can switch your investment between the funds at any time. Or you
can increase your sum assured at any time to enhance your fi nancial
protection.

SUPREME GROWTHLINK INSURANCE

This is a single premium investment-linked plan. To invest, all you need is a minimum initial premium of only RM5,000. This is a flexible plan that allows you to increase your investments as often as you like. All this is balanced with your choice of insurance coverage and benefits.

SUPREME FLEXILINK INSURANCE

This a regular premium investment-linked plan. For as little as RM100 a month you can reap benefits from this regular premium investment-linked plan.It is also very flexible and allows you to increase your investments as often as you like. Again, this is balanced with your choice of insurance coverage and benefits.

TYPES OF FUNDS

Lion Balanced Fund

A fund which invests in a mixture of equities (ranging from 40% to 60%) and fixed income securities. This fund seeks to provide medium to long-term capital appreciation, with a moderate level of volatility.

Lion Growth Fund

A fund where 70% to 100% of the investment instruments are equities, which may be volatile in the short term. This fund seeks to provide medium to long-term capital appreciation.

A fund where 70% to 100% of the investment instruments are equities, which may be volatile in the short term. This fund seeks to provide medium to long-term capital appreciation. Dana Restu invests in Syariah-approved securities.

A fund which invests in fixed income securities like government and corporate bonds (ranging from 40% to 95%) with the balance invested in cash and cash equivalent. This fund seeks to provide consistent return at low levels of volatility.

A fund which invests in a mixture of equities (ranging from 50% to 90%) and fixed income securities. This fund seeks to provide medium to long-term capital appreciation, with a moderate-to-high level of volatility.

A fund which invests in a mixture of equities, fixed income securities and money market instruments. There is flexibility in asset allocation as this fund may invest solely in fixed income securities or equities. This fund seeks to provide medium to long-term capital appreciation, with a moderate level of volatility.

Foreign Index-Linked Funds

Policy owner of GreatLife International Scholar Insurance may choose to invest in one or more of the following foreign index-linked funds:

A fund which is passively managed and aims to track the performance of S&P500 over the medium to long term (indexing strategy), which may be volatile in the short term. This fund seeks to provide medium to long-term capital appreciation.

A fund which is passively managed and aims to track the performance of FTSE100 over the medium to long term (indexing strategy), which may be volatile in the short term. This fund seeks to provide medium to long-term capital appreciation.

A fund which is passively managed and aims to track the performance of S&P/ASX200 over the medium to long term (indexing strategy), which may be volatile in the short term. This fund seeks to provide medium to long-term capital appreciation.

Requirements: Adobe Flash Player, Best view resolution : 1024 x 768