In our strive to provide you with
optimum comfort in the event of a need, we offer
you hassle-free admission to our Panel Hospitals
using Great Eastern's HealthCare Card.
One
of the most important aspects of living well
is good health. As we get older, staying healthy
requires increasing funds as medical costs rise
and the incidence of lifestyle diseases escalate.
Research
has shown, we are also living much longer than
our forefathers. This means that we need health
coverage over a longer period of time.
Unfortunately, most medical plans expire at age 70 - leaving you vulnerable when you need health protection most. So, how do you prepare for such an eventuality?
Introducing MediCare 100 - a new and innovative all-in-one plan that frees you from medical and financial uncertainties now and beyond your retirement years.
Protection
value guaranteed to increase up to 225%*
Age
Next Birthday at Entry
Maximum
Current Sum Assured
Remarks
1
– 50
225%
10%
increase from Policy Year 2 – 13
5% increase for Policy Year 14
51
– 60
200%
10%
increase from Policy Year 2 – 11
MediCare 100 increases the value of your plan every year, helping you cushion the effects of inflation.
This means you will significantly increase your policy value from the second policy year onwards. There is now increased protection for you to handle any of life's emergencies with complete peace of mind.
Extensive medical
care until age 100
Unlike other medical plans, MediCare 100 will provide comprehensive protection for your health until age 100. It aims to meet your changing healthcare needs at each stage of your life with a comprehensive range of healthcare services.
Key medical benefits
include:-
a) Hospitalisation and surgical
expenses
b) Chemotherapy and radiotherapy
c) Pre- and post-hospitalisation treatments
d) Emergency accident outpatient treatment
e) Executive Second Opinion coverage*
f) Dental and vision care*
g) Annual health screening tests*
h) Home care benefits*
You can also depend
on MediCare 100 to pay for medical equipment such as
hearing aid, wheel chair and crutches*.
Whatever stage of life you are in now, be assured that MediCare 100 will take care of any eventualities that may occur.
Lifetime protection
With MediCare 100, you can enjoy a peace of mind for you and your loved ones as there is also coverage for death, Total and Permanent Disability* (TPD), and terminal illness.
Comprehensive Medical Insurance
with Second Opinion Service
Attention to your healthcare needs has
never been more important these days as
working pressures mount and lifestyle
gets hectic. Therefore, it is wise to
start your medical insurance plan as early
as possible. A sudden illness or long-term
medical needs can leave you financially
strapped, eating adversely into lifetime
savings and affecting future plans. Plan
forward then, by getting adequate medical
coverage for you and your family.
Great
MediCare Plan is a comprehensive medical insurance
with Second Opinion Service. You can have access
to second opinion on your medical condition by
a medical specialist in United States. These experts
can advise you on a suitable treatment plan and
level of care in collaboration with your local
treating doctor. In addition, you are also entitled
to a telephone medical consultation with the reviewing
specialist to address specific medical issues
and questions you may have.
Great
MediCare Plan offers a wide coverage with 4 different
types of plans especially designed to suit individual
needs. Anyone age between one month to 60 years
with good health condition is eligible; and this
Plan can be renewed till age 69. This medical
plan can even be extended to cover your family
members.
Benefits
of this most comprehensive medical coverage:
You enjoy a high
level of protection. You can claim medical costs
in one
lump sum up
to an annual limit of RM180,000 or up to a
lifetime of RM600,000 depending on your chosen
plan.
Second Opinion Service,
if you are diagnosed with any one of the 40 major
medical conditions
(49 major medical conditions for juveniles
aged 20 and below).
24-hour Worldwide
Protection wherever you are. The privilege of
24-hour
hassle-free
hospital admission into a wide choice of around
40 panel hospitals.
Hospitalisation and
Surgical coverage
Emergency Out-Patient
Treatment
Pre and Post Hospitalisation
Treatment
Out-patient Cancer
Treatment and Kidney Dialysis
Government Hospital
Daily Cash Allowance.
Day Care Benefit
International and
Domestic Emergency Assistance Service
Tax relief up to
RM3,000
5% discount for family
purchases when 2 or more family members sign up
Health is precious and you need to
take care of it. Protect yourself and your loved
ones with Great MediCare Plan.
Comprehensive
Medical Plan for Enhanced Comfort & Security
Attention to your healthcare needs has never been
more important these days as working pressures
and a hectic lifestyle constantly surround us.
Therefore, it is wise to start your medical insurance
plan as early as possible.
A
sudden illness or long-term medical needs can
leave you financially strapped. Your lifetime
savings will be hit hard and your future plans
will be badly affected.
With
a Great Eastern investment-linked plan, you can opt
to attach a medical rider called Investment-Linked Health
Protector (ILHP) to your Life plan. The Investment-Linked
Health Protector offers comprehensive coverage to guard
against the debilitating effects of any illnesses or
accidents and the ensuing drain on your finances.
Health
is precious. It is everyone’s dream to live a
happy, healthy life. However, we should also prepare
for unforeseen circumstances so we can cope better with
any eventualities that may come our way. Investment-Linked
Health Protector is the all-in-one medical rider you
and your family will ever need for round-the-clock protection
at home and abroad.
Sign
up today and enjoy the benefits!
Uniqueness of Investment-Linked Health Protector Health
is wealth – an axiom that is as true today as
it was centuries ago. Good health is the prerequisite
of a happy life. With Investment-Linked Health Protector,
you have a comprehensive medical plan that provides
you: –
High annual
limit and lifetime limit
Investment-Linked
Health Protector reimburses your medical claims
(subject to provision of your policy) in one lump
sum up to a maximum annual limit of RM150,000
and Lifetime Limit of RM450,000, depending on
the chosen plan.
Government
hospital daily cash
If you are hospitalised
at any government hospital, a Cash Benefit of
RM50.00 per day up to 120 days per policy year
will be payable.
Guaranteed
renewal till age 69 years next birthday
Anyone between 6
months and 60 years of age may apply this plan.
Renewal is guaranteed as long as your investment-linked
policy has sufficient fund value and the age next
birthday of the Life Assured does not exceed 69
or until the maximum claims limit is reached provided
that the company continues to offer this plan
to the public.
Accidental
death benefit
In the event of
death caused directly from accident, an additional
Accidental Death Benefit up to RM20,000 will be
payable, depending on the chosen plan.
Overseas treatment
All benefits provided
in this plan are applicable worldwide for twenty
four (24) hours a day. Worldwide coverage applies
only if medical treatment is received within 90
days of your overseas stay. The treatment costs
payable shall be limited to the reasonable and
customary medically necessary charges for such
equivalent local treatment in Malaysia.
Emergency Assistance
Services
Investment-Linked
Health Protector provides you the following services
to cover you for emergency cases when you travel
overseas for a vacation or business trip:
Health
insurance coverage is one of the key components
of sound financial plan. Proper healthcare is
no longer a privilege, but a right for everyone.
Without adequate medical insurance your savings
could be hit hard and your plans for the future
badly affected. This is the First comprehensive
medical insurance with Second Opinion Service.
You
can have access to a second opinion on your
medical condition by a medical specialist in
the United States if you are
diagnosed with any one of the 40
major medical conditions (49 major medical conditions
for juveniles aged 20 & below).
Our current list
of top medical institutions includes John Hopkins Hospital,
the Harvard Medical Center and the Boston University
School of Medicine. These experts can advise you on
a suitable treatment plan and level of care in collaboration
with your local treating doctor. In addition, you are
also entitled to a telephone medical consultation with
the reviewing specialist to address specific medical
issues and questions you may have.
How
does the Second Opinion Service Work
A Second Opinion can be obtained in the form of a documented
report discussing the diagnosis and treatment of your
condition from one of the above approved medical institutions
in the United States. And thereafter, it can be followed
by a telephone consultation from the specialist. It
does not include treatment & only applies to the
diagnosis of those medical conditions specified by the
Insurer, & eligibility is as defined in the Policy
Contract.
Guaranteed
Renewal
The HB Plan is a yearly renewable plan. Renewal is guaranteed
for individuals at the premium rate applicable at the
time of renewal until you reach age 69 next birthday,
provided the Company continues to offer renewal of this
plan to public
Other Benefits of HealthCare Benefit
High Annual Limit and Lifetime Limit. You enjoy
a high level of protection as
you can claim medical
costs in one lump sum up to an annual limit of
RM240,000 or up to a lifetime limit of RM720,000
depending on your chosen plan.
24-hour Hassle-free Assistance
of Hospital Admission. You have this
privilege with HB
Plan. Just call our pre-admission service number
on your HealthCare Card before admission. A wide
choice of about 40 panel hospitals is available
for your hospital admission that takes away the
hassles and your worry of admitting and paying
for hospital admission charges.
Travel the World with Complete
Confidence. Whether you are traveling at
home or abroad for
a vacation or business, the HB Plan provides you
Emergency Assistance Services that includes travel
assistance and emergency medical evacuation.
Hospitalisation & Surgical Coverage
Government Hospital Daily Cash Allowance
Pre and Post Hospitalisation Treatment
Out-patient Cancer Treatment and Kidney
Dialysis
Emergency Accident Out-Patient Treatment
Day Care Benefit
24-hour Worldwide Protection wherever
you are
Who is
Eligible for HealthCare Benefit
Anyone between one month and 60 years old may apply
for this Benefit.
How can
I Sign Up for HealthCare Benefit
You can attach this Benefit to any regular premium investment-linked
life insurance plan that you have taken from Great Eastern.
Health
insurance coverage is one of the key components
of sound financial plan. Today, hospital costs
are high, and getting higher. Even the best
health insurance plan doesn't cover all the
costs of hospitalization. How would the bills
be paid, if you were unexpectedly confined to
a hospital? You buy hospitalization insurance
for the same reason you buy other kinds of insurance
plans, to protect yourself and your family financially.
With Hospitalization Income
Benefit, this Plan can ease your
miseries and bolster your finances with cash payments
of up to RM1,500 per day!
Daily cash
income for each day you are hospitalized. You can get
cash allowance of up to RM500 per day for up to a maximum
of 500 days in your lifetime as a registered, bed-paying
patient in a hospital. Double daily cash income if you
undergo surgery. Triple daily cash income for days confined
in Intensive Care Unit. Up to 500 days' claimable on
hospitalization in your lifetime. Annual guaranteed
renewable for individuals at the premium rate applicable
at the time of renewal until you reach age 69 next birthday,
provided the Company continues to offer renewal of this
plan to the public.
Anyone aged between
one month and 60 years old next birthday is eligible.
How
can I Sign Up for Hospitalization Income Benefit Plan
You can attach Hospitalization Income Benefit to any
regular premium investment-linked life insurance plan
you have with Great Eastern.
Life
is probably even more demanding as a woman. Many women
today are juggling a job and a family. Many more are
seeking better career, or have higher aspirations.
And
even if they marry, financial uncertainty doesn't necessarily
disappear. GreatLady is a flexible and comprehensive
financial protection plan which provides coverage for
women against female-related illnesses.
You have the flexibility to
choose and decide on the ideal plan that suits your changing
needs.
Protection
against major female illnesses
These include Systemic
Lupus Erythematosus with Lupus Nephritis, Carcinoma-in-situ
of breast or cervix uteri and female cancers in
breast, cervix uteri, uterus, fallopian tube,
ovary, vulva/vagina. GreatLady also covers facial
reconstruct ive surgery due to accident and skin
grafting due to cancer or burns.
Protection
during pregnancy and childbirth
In your special
moments of motherhood, GreatLady covers complications
arising in pregnancy and childbirth. Unlike other
plans, Great Eastern is the first to offer this
coverage further by including caesarean section
and even infertility.
Protection
from age-related conditions
As older women are
more prone to osteoporosis and arthritis, hip
fractures and joint replacement are also covered.
Healthy
living benefits
Prevention is the
best cure. GreatLady provides annual screenings
and examinations, as well as workshops and seminars
on women health and financial planning to help
you live a fuller, secured and better-informed
lifestyle.
Money back
benefit
Designed also as
a long-term savings plan for you where at maturity
of this plan, all premiums paid less any claim*
made will be refunded to you. (* exclude healthy
living benefits)
You
work hard to achieve your goals in your career
and for your family. While looking after your
loved ones, you also want to take care of your
own health and well-being.
GreatLife
Essential Lady is created with you in mind. It
is a new category of insurance plans that is developed
to protect you against major female-related health
conditions. Depending on your needs, you have
a choice of two riders.
Investment-Linked
LadyCare Rider-
is ideal for all women who want protection against female-related
illnesses.
Investment-Linked
LadyCare Advantage Rider - designed for women
who are planning for motherhood, and those who need maternity-related
coverage.
Protection
against major female illnesses
LadyCare
provides you with protection against female-related
illnesses, such as cancers to the breast, cervix
uteri, uterus, placenta, fallopian tube, vulva
and vagina, even during the early stage.
Up to
130% of protection value
Once
you are diagnosed with cancer*, the benefits
also include surgical procedures related to
breast and female internal organs such as uterus,
fallopian tube and vagina. The total coverage
for cancer and the related surgical procedures
is up to 130% of rider's sum assured.
Assurance
during pregnancy
LadyCare
Advantage not only covers against female-related
illnesses and related surgical procedures, but
also protects you against maternity-related medical
conditions. It covers complications arising in
pregnancy and infant coverage such as Premature
Birth Requiring Neonatal ICU, Down's Syndrome
and Cleft Palate.