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Health
Medical insurance is a yearly renewable plan which reimburses your medical expenses incurred due to accident or illness.
The following plans are available in our Company:
  • MediCare100
  • Great MediCare
  • Investment-Linked Health Protector
  • Healthcare Benefit
  • Hospitalisation Income Benefit
  • GreatLady
  • GreatLife Essential Lady
  • In our strive to provide you with optimum comfort in the event of a need, we offer you hassle-free admission to our Panel Hospitals using Great Eastern's HealthCare Card.
    MEDICARE 100  
    Be medically protected until age 100

    One of the most important aspects of living well is good health. As we get older, staying healthy requires increasing funds as medical costs rise and the incidence of lifestyle diseases escalate.
    Research has shown, we are also living much longer than our forefathers. This means that we need health coverage over a longer period of time.
       
    Unfortunately, most medical plans expire at age 70 - leaving you vulnerable when you need health protection most. So, how do you prepare for such an eventuality?

    Age Next Birthday at Entry

    Maximum Current Sum Assured

    Remarks

    1 – 50

    225%

    10% increase from Policy Year 2 – 13
    5% increase for Policy Year 14

    51 – 60

    200%

    10% increase from Policy Year 2 – 11

    Extensive medical care until age 100
    Unlike other medical plans, MediCare 100 will provide comprehensive protection for your health until age 100. It aims to meet your changing healthcare needs at each stage of your life with a comprehensive range of healthcare services.
     
    Key medical benefits include:-
    a) Hospitalisation and surgical expenses
    b) Chemotherapy and radiotherapy
    c) Pre- and post-hospitalisation treatments
    d) Emergency accident outpatient treatment
    e) Executive Second Opinion coverage*
    f)  Dental and vision care*
    g) Annual health screening tests*
    h) Home care benefits*
     
    You can also depend on MediCare 100 to pay for medical equipment such as hearing aid, wheel chair and crutches*.
    Whatever stage of life you are in now, be assured that MediCare 100 will take care of any eventualities that may occur.
    Lifetime protection
    With MediCare 100, you can enjoy a peace of mind for you and your loved ones as there is also coverage for death, Total and Permanent Disability* (TPD), and terminal illness.
    *Terms and conditions apply
    Great MEDICARE
    Comprehensive Medical Insurance with Second Opinion Service

    Attention to your healthcare needs has never been more important these days as working pressures mount and lifestyle gets hectic. Therefore, it is wise to start your medical insurance plan as early as possible. A sudden illness or long-term medical needs can leave you financially strapped, eating adversely into lifetime savings and affecting future plans. Plan forward then, by getting adequate medical coverage for you and your family.
    Great MediCare Plan is a comprehensive medical insurance with Second Opinion Service. You can have access to second opinion on your medical condition by a medical specialist in United States. These experts can advise you on a suitable treatment plan and level of care in collaboration with your local treating doctor. In addition, you are also entitled to a telephone medical consultation with the reviewing specialist to address specific medical issues and questions you may have.
       
    Great MediCare Plan offers a wide coverage with 4 different types of plans especially designed to suit individual needs. Anyone age between one month to 60 years with good health condition is eligible; and this Plan can be renewed till age 69. This medical plan can even be extended to cover your family members.
     
    Benefits of this most comprehensive medical coverage:
     
  • You enjoy a high level of protection. You can claim medical costs in one
  •   lump sum up to an annual limit of RM180,000 or up to a lifetime of RM600,000 depending on your chosen plan.
  • Second Opinion Service, if you are diagnosed with any one of the 40 major
  •   medical conditions (49 major medical conditions for juveniles aged 20 and below).
  • 24-hour Worldwide Protection wherever you are. The privilege of 24-hour
  •   hassle-free hospital admission into a wide choice of around 40 panel hospitals.
  • Hospitalisation and Surgical coverage
  • Emergency Out-Patient Treatment
  • Pre and Post Hospitalisation Treatment
  • Out-patient Cancer Treatment and Kidney Dialysis
  • Government Hospital Daily Cash Allowance.
  • Day Care Benefit
  • International and Domestic Emergency Assistance Service
  • Tax relief up to RM3,000
  • 5% discount for family purchases when 2 or more family members sign up
  •  
    Health is precious and you need to take care of it. Protect yourself and your loved ones with Great MediCare Plan.
    Investment-Linked Health Protector
    Comprehensive Medical Plan for Enhanced Comfort & Security

    Attention to your healthcare needs has never been more important these days as working pressures and a hectic lifestyle constantly surround us. Therefore, it is wise to start your medical insurance plan as early as possible.
    A sudden illness or long-term medical needs can leave you financially strapped. Your lifetime savings will be hit hard and your future plans will be badly affected.
    With a Great Eastern investment-linked plan, you can opt to attach a medical rider called Investment-Linked Health Protector (ILHP) to your Life plan. The Investment-Linked Health Protector offers comprehensive coverage to guard against the debilitating effects of any illnesses or accidents and the ensuing drain on your finances.
     
    Health is precious. It is everyone’s dream to live a happy, healthy life. However, we should also prepare for unforeseen circumstances so we can cope better with any eventualities that may come our way. Investment-Linked Health Protector is the all-in-one medical rider you and your family will ever need for round-the-clock protection at home and abroad.
     
    Sign up today and enjoy the benefits!
    Uniqueness of Investment-Linked Health Protector Health is wealth – an axiom that is as true today as it was centuries ago. Good health is the prerequisite of a happy life. With Investment-Linked Health Protector, you have a comprehensive medical plan that provides you: –
  • High annual limit and lifetime limit
  •   Investment-Linked Health Protector reimburses your medical claims (subject to provision of your policy) in one lump sum up to a maximum annual limit of RM150,000 and Lifetime Limit of RM450,000, depending on the chosen plan.
  • Government hospital daily cash
  •   If you are hospitalised at any government hospital, a Cash Benefit of RM50.00 per day up to 120 days per policy year will be payable.
  • Guaranteed renewal till age 69 years next birthday
  •   Anyone between 6 months and 60 years of age may apply this plan. Renewal is guaranteed as long as your investment-linked policy has sufficient fund value and the age next birthday of the Life Assured does not exceed 69 or until the maximum claims limit is reached provided that the company continues to offer this plan to the public.
  • Accidental death benefit
  •   In the event of death caused directly from accident, an additional Accidental Death Benefit up to RM20,000 will be payable, depending on the chosen plan.
  • Overseas treatment
  •   All benefits provided in this plan are applicable worldwide for twenty four (24) hours a day. Worldwide coverage applies only if medical treatment is received within 90 days of your overseas stay. The treatment costs payable shall be limited to the reasonable and customary medically necessary charges for such equivalent local treatment in Malaysia.
  • Emergency Assistance Services
  •   Investment-Linked Health Protector provides you the following services to cover you for emergency cases when you travel overseas for a vacation or business trip:
  • Emergency Medical Evacuation
  • Hospitalisation
  • Medically Supervised Repatriation
  • Compassionate Visit
  • Return of Children
  • Pre-trip Travel Information
  • Repatriation of Remains
  • Retrieval of Lost Items
  • Telephone Medical Referral
  • Legal Referral
  • Emergency Message Relay
  • Referral to interpreter or translator
  • HealthCare Benefit
    Health insurance coverage is one of the key components of sound financial plan. Proper healthcare is no longer a privilege, but a right for everyone. Without adequate medical insurance your savings could be hit hard and your plans for the future badly affected. This is the First comprehensive medical insurance with Second Opinion Service.
    You can have access to a second opinion on your medical condition by a medical specialist in the United States if you are
    diagnosed with any one of the 40 major medical conditions (49 major medical conditions for juveniles aged 20 & below).
     
    Our current list of top medical institutions includes John Hopkins Hospital, the Harvard Medical Center and the Boston University School of Medicine. These experts can advise you on a suitable treatment plan and level of care in collaboration with your local treating doctor. In addition, you are also entitled to a telephone medical consultation with the reviewing specialist to address specific medical issues and questions you may have.
     
    How does the Second Opinion Service Work
    A Second Opinion can be obtained in the form of a documented report discussing the diagnosis and treatment of your condition from one of the above approved medical institutions in the United States. And thereafter, it can be followed by a telephone consultation from the specialist. It does not include treatment & only applies to the diagnosis of those medical conditions specified by the Insurer, & eligibility is as defined in the Policy Contract.
     
    Guaranteed Renewal
    The HB Plan is a yearly renewable plan. Renewal is guaranteed for individuals at the premium rate applicable at the time of renewal until you reach age 69 next birthday, provided the Company continues to offer renewal of this plan to public
     

    Other Benefits of HealthCare Benefit

     

  • High Annual Limit and Lifetime Limit. You enjoy a high level of protection as
  •   you can claim medical costs in one lump sum up to an annual limit of RM240,000 or up to a lifetime limit of RM720,000 depending on your chosen plan.
  • 24-hour Hassle-free Assistance of Hospital Admission. You have this
  •   privilege with HB Plan. Just call our pre-admission service number on your HealthCare Card before admission. A wide choice of about 40 panel hospitals is available for your hospital admission that takes away the hassles and your worry of admitting and paying for hospital admission charges.
  • Travel the World with Complete Confidence. Whether you are traveling at
  •   home or abroad for a vacation or business, the HB Plan provides you Emergency Assistance Services that includes travel assistance and emergency medical evacuation.
     
  • Hospitalisation & Surgical Coverage
  • Government Hospital Daily Cash Allowance
  • Pre and Post Hospitalisation Treatment
  • Out-patient Cancer Treatment and Kidney Dialysis
  • Emergency Accident Out-Patient Treatment
  • Day Care Benefit
  • 24-hour Worldwide Protection wherever you are
  • Who is Eligible for HealthCare Benefit
    Anyone between one month and 60 years old may apply for this Benefit.

    How can I Sign Up for HealthCare Benefit
    You can attach this Benefit to any regular premium investment-linked life insurance plan that you have taken from Great Eastern.

    Hospitalisation Income Benefit
    Daily Cash Compensation for
    Hospitalisation
    Health insurance coverage is one of the key components of sound financial plan. Today, hospital costs are high, and getting higher. Even the best health insurance plan doesn't cover all the costs of hospitalization. How would the bills be paid, if you were unexpectedly confined to a hospital? You buy hospitalization insurance for the same reason you buy other kinds of insurance plans, to protect yourself and your family financially. With Hospitalization Income

    Benefit, this Plan can ease your miseries and bolster your finances with cash payments of up to RM1,500 per day!
    Daily cash income for each day you are hospitalized. You can get cash allowance of up to RM500 per day for up to a maximum of 500 days in your lifetime as a registered, bed-paying patient in a hospital. Double daily cash income if you undergo surgery. Triple daily cash income for days confined in Intensive Care Unit. Up to 500 days' claimable on hospitalization in your lifetime. Annual guaranteed renewable for individuals at the premium rate applicable at the time of renewal until you reach age 69 next birthday, provided the Company continues to offer renewal of this plan to the public.
     
    Anyone aged between one month and 60 years old next birthday is eligible.
     
    How can I Sign Up for Hospitalization Income Benefit Plan
    You can attach Hospitalization Income Benefit to any regular premium investment-linked life insurance plan you have with Great Eastern.
    GreatLady
    The total financial protection plan for
    women
     
    Life is probably even more demanding as a woman. Many women today are juggling a job and a family. Many more are seeking better career, or have higher aspirations.
    And even if they marry, financial uncertainty doesn't necessarily disappear. GreatLady is a flexible and comprehensive financial protection plan which provides coverage for women against female-related illnesses.
     
    You have the flexibility to choose and decide on the ideal plan that suits your changing needs.
  • Protection against major female illnesses
  •   These include Systemic Lupus Erythematosus with Lupus Nephritis, Carcinoma-in-situ of breast or cervix uteri and female cancers in breast, cervix uteri, uterus, fallopian tube, ovary, vulva/vagina. GreatLady also covers facial reconstruct ive surgery due to accident and skin grafting due to cancer or burns.
  • Protection during pregnancy and childbirth
  •   In your special moments of motherhood, GreatLady covers complications arising in pregnancy and childbirth. Unlike other plans, Great Eastern is the first to offer this coverage further by including caesarean section and even infertility.
  • Protection from age-related conditions
  •   As older women are more prone to osteoporosis and arthritis, hip fractures and joint replacement are also covered.
  • Healthy living benefits
  •   Prevention is the best cure. GreatLady provides annual screenings and examinations, as well as workshops and seminars on women health and financial planning to help you live a fuller, secured and better-informed lifestyle.
  • Money back benefit
  •   Designed also as a long-term savings plan for you where at maturity of this plan, all premiums paid less any claim* made will be refunded to you. (* exclude healthy living benefits)
    GreatLife Essential Lady
    "Every woman deserves a great life. "
    You work hard to achieve your goals in your career and for your family. While looking after your loved ones, you also want to take care of your own health and well-being.
    GreatLife Essential Lady is created with you in mind. It is a new category of insurance plans that is developed to protect you against major female-related health conditions. Depending on your needs, you have a choice of two riders.
     
     
  • Protection against major female illnesses
  •  
    LadyCare provides you with protection against female-related illnesses, such as cancers to the breast, cervix uteri, uterus, placenta, fallopian tube, vulva and vagina, even during the early stage.
  • Up to 130% of protection value
  •  
    Once you are diagnosed with cancer*, the benefits also include surgical procedures related to breast and female internal organs such as uterus, fallopian tube and vagina. The total coverage for cancer and the related surgical procedures is up to 130% of rider's sum assured.
  • Assurance during pregnancy
  •  
    LadyCare Advantage not only covers against female-related illnesses and related surgical procedures, but also protects you against maternity-related medical conditions. It covers complications arising in pregnancy and infant coverage such as Premature Birth Requiring Neonatal ICU, Down's Syndrome and Cleft Palate.
     
    *Terms and conditions apply
     
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