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Protection
Whole life
 
Whole Life Policy provides you and your family with a lifetime protection, against unexpected events and hardships. It is also a value builder. The cash value that accumulates in the policy can be utilized during your lifetime to fund vital needs such as child’s education or retirement income. The premium amount remains constant over the premium paying term of the policy.

 

The following Whole Life Plans are available in our Company:
  • Great Universal Life
  • Great LifeCare
  • Supreme Livin'Care Plus
  • Great MaxiProtector
  • GreatJunior Advantage Series 2
  • Endowment
     
    Our Endowment Policy is a life insurance policy that combines protection with savings where the sum assured will be paid out upon death, Total and Permanent Disability or upon maturity. Endowment Plan offered by us:

  • Great MultiCash

  • Term
     
    Term Policy provides protection for a specific term. Your family will be well protected in the event of an untimely death or permanent disability. The Company has the following term policies:
  • Great Prime Life
  • Term Policy (Without profits)
  • Mortgage Decreasing Term Policy (Without profits)
  • Great Universal Life
    Guaranteed positive returns and life protection
    You want to increase your wealth. At the same time, you want to safeguard your future. Now you can grow your savings and enjoy protection in one simple plan.
    Introducing Great Universal Life, a new insurance plan that is designed to capitalise on investment opportunities that accumulate the money in your account and offers life protection for your peace of mind.
    Guaranteed positive returns
    - Maturity benefits
    - Tax benefits
    * Average monthly savings rate over the last 12 months of the three largest commercial banks in Malaysia.
    **Terms and conditions apply
    Great LifeCare
     
    It is ideal:
  • If you want to accumulate an asset for your heirs.
  • As a breadwinner in securing peace of mind and future financial security of
  •   your loved ones.
  • Plan conversion flexibility.
  • As a financial backing (at a low rate) for your child when he is growing up.
  • As a means of increasing insurance coverage needs as you go through
  •   different stages in life.
     
    TOP
     
    Supreme Livin'Care Plus
    The Ultimate Protection Plan with 'Buy- Back' Option

    Major illnesses don't just strike the elderly. They can also afflict the young and seemingly healthy, those in the prime of their lives. Are you protected financially? What happens as a breadwinner, you are taken ill? Or worse, when that illness is a major event, a permanent or debilitating disease or emergency?
    Supreme Livin'Care Plus, a comprehensive whole life plan that is specially
    designed to cover you against 36 of the most common and seri ous medical
    conditions, as well as total and permanent disablement and death. The plan insures you against the following events:
    Heart Attack Stroke
    Coronary Artery By-pass Surgery Cancer
    Kidney Failure Fulminant Hepatitis
    Major Organ Transplant Paralysis (Paraplegia, Tetraplegia)
    Multiple Sclerosis Pulmonary Hypertension
    Total Permanent Blindness Heart Valve Surgery
    Major Burns Aorta Surgery
    Loss of Speech Alzheimer's Disease
    Terminal Illness Motor Neurone Disease
    End Stage Liver Disease Encephalitis
    HIV Infection from Blood Aplastic Anaemia Transfusion
    Accidental Head Injury Resulting in Major Head Trauma Parkinson's Disease
    Poliomyelitis Benign Brain Tumor
    End Stage Lung Disease Coma
    Brain Surgery Bacterial Meningitis
    Other Serious Coronary Artery Disease Apallic Syndrome
    AIDS Cover of Medical Staff Full Blown AIDS
    Muscular Dystrophy Total Permanent Deafness
    TOP
    GREAT MAXIPROTECTOR
    Be prepared for tomorrow with protection for life.

    Great MaxiProtector is an affordable whole life insurance plan that matures at age 99. Depending on your needs and budget, it provides you with the insurance coverage you need. If the unexpected happens and you are unable to provide for your loved ones, it will help to take care of their needs when they require financial assistance most.
    Affordable protection for life

    Great MaxiProtector helps you ensure your family's financial stability by offering you lifetime protection. For a minimum sum assured of RM25,000, you can be sure you are making the right choice because every Ringgit counts in a time of need. You will also receive the cash value from your plan, ensuring better financial security for you and your loved ones.

    Be protected against Total and Permanent Disability (TPD)

    The basic sum assured will also be paid in a lump sum if Total and Permanent Disability due to accident or illness occurs before age 65 years old next birthday. This will help to take care of your own needs as well as those of your family.

    Boost your protection with added benefits

    You can enhance your protection even further by adding supplementary benefits/riders to your plan for enhanced coverage. Amongst others, you can opt for the following:
  • Living Assurance Rider with Total and Permanent Disability (TPD)
  • Premier Comprehensive Accident Benefits Rider
  • Premier Medical Reimbursement and Hospital Benefits Rider
  • Waiver of Premium Rider
  • Payor Benefit Rider



  •  
    GreatJunior Advantage Series 2
    Secure your child’s future with guaranteed
    annual income and lifetime protection
     
    A plan that gives your child guaranteed income every year from the end of the 10th policy year up to age 87. It also provides non-guaranteed yearly cash bonuses from the 2nd policy year onwards, maturity benefits, and protection against Total and Permanent Disability and death.


    In addition, you can attach an optional Junior Advantage Rider Series 2 to the plan and stop paying your premiums after the 10th policy year. This allows your child to continue enjoying annual income as well as enhanced protection and maturity value at 150% of the basic sum assured.
    Alternatively, you can increase your child's protection instead of shortening the premium term.
    Your child will receive an annual increase of the basic sum assured until age 87, and an annual income until the policy matures. What's more, this plan allows you the flexibility of retaining the annual income with us and allowing it to grow rather than cashing it every year.
    If you are looking for a plan that will secure attractive long term gains with a short payment period, packed with benefits and flexible options, choose GreatJunior Advantage Series 2 and Junior Advantage Rider Series 2!
     
    Great MultiCash
    Grow and safeguard your savings for a great future.
     
    Great MultiCash is an endowment plan that grows your savings while you and your loved ones enjoy comprehensive financial protection. With a range of benefits specially tailored for your needs, this plan can help you realise your goals at every stage in life.


    Enjoy attractive cash bonuses

    With Great MultiCash, you will receive a yearly cash bonus from the second year onwards. You will have the financial flexibility to withdraw the extra cash to use as you wish. You can also keep it as a part of your policy to reap a larger future payout, or use it to pay future premiums.

    Survival benefits every 2 years

    Every 2 years, you will enjoy survival benefits – a special cashback scheme that provides you with income without reducing your basic sum assured.

    Gain flexibility with your term duration and basic sum assured

    Flexible enough at every stage in life, Great MultiCash lets you select your preferred policy term. Choose a policy term of 15, 18, 21, 24, 27 or 30 years depending on your age, budget and needs.*

    The same flexibility extends to your basic sum assured, offering you minimum coverage of as low as RM5,000.

    Be shielded by up to 90% more protection

    Beginning with the 3rd policy year, Great MultiCash provides you with a deferred term assurance advantage. Depending on the policy term you choose, you can gain additional coverage of up to 90% of your basic sum assured. This increased protection grants you complete peace of mind in times of need.

    Other benefits include:

  • Total and Permanent Disability (TPD) and Death benefits
  • Maturity benefits
  • Tax benefits

  • *Terms and conditions apply
    Great Prime Life
    Affordable protection with guaranteed refund of premiums
    Whether you have just begun work, started a young family or a new business, it is important that you and your loved ones are adequately protected against life's uncertainties and risks. And when you are starting out, you want a simple insurance plan that offers flexibility and options to select the type of coverage and amount of protection you need.
    Introducing Great Prime Life, a term insurance plan designed specially to provide you with affordable life insurance coverage from as low as RM1.08# a day.
     
    Great Prime Life offers you the flexibility to meet your changing needs and many other value-added benefits, allowing you to enjoy life protection while you focus on realising your goals and aspirations in life.
    Protection for life and Total and Permanent Disability (TPD)
    - Guaranteed premiums.
    - Plan conversion flexibility.
    - Wide choice of policy terms : 15, 20 or 25 years.
    - Tax benefits.
    *Terms and conditions apply
    Term Policy (without profits)
    High protection at minimal cost. Flexible with different term to choose from, ranging from 5 years up to 65 minus age next birthday at entry. Anyone age 17 to 64 years next birthday, with good health condition is eligible.
     
     
    Term insurance will:
  • If you are in the partnership business,
  •   provide you your partner’s share upon the death of one of the partners to ensure continuity of the business.
  • If you are a sole proprietor, protect your business and estate of your own
  •   one-man concern.
  • Be an assignable asset that will secure any business debt or collateral for
  •   loans that you have taken from creditor.
    Mortgage Decreasing Term Policy (without profits)
    Secure your precious home for your loved
    ones
     
    This plan helps to prevent a serious financial liability from falling on your family should something happen to you or to pay off mortgage payments and other outstanding debts in the event of a premature death or Total and Permanent Disability of the debtor.
    Ideal for borrower of housing loan in order to give the family home added protection and peace of mind or for debtor to prevent forced liquidation or sale of other assets in order to settle the outstanding loan. Anyone age 17 to 60 years next birthday, with good health condition.