From the end of the 10th year, a guaranteed cash payment of 4% of the basic sum assured is payable every year until maturity or death of the life assured. The last guaranteed cash payment will be payable at maturity.
Be rewarded with cash bonuses annually
On top of that, the plan also provides a yearly non-guaranteed cash bonus from the end of the 2nd policy year onwards. The projected annual bonus is 4% of basic sum assured from the 10th policy year.
Flexible ways to enhance your protection level
Choose to stop paying your premiums after the 10th policy year by attaching Junior Advantage Rider Series 3 to your plan. This option allows you to continue enjoying annual income as well as enhanced protection and maturity value at 150% of the basic sum assured.
Alternatively, you can choose to enhance your protection level with Junior Advantage Rider Series 3. You will receive an increase of your sum assured every year until the policy matures so that your plan retains the value you intended. While premiums for the basic plan are payable until age 87, premiums for Junior Advantage Rider Series 3 are payable for 20 years only.
Other benefits include:


