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Supplementary Riders  
Riders or Supplementary benefits can be added to enhance benefits on traditional basic whole life, term or endowment policies.

Riders available...

Traditional
  • Accelerated Extended Total and Permanent Disability (TPD) Rider
  • Children Care Rider
  • Enhanced TPD Rider
  • Great Lady Rider
  • Great Medicare Rider
  • Hospitalisation & Surgical Benefits
  • Hospitalisation Benefit (Police & Military)
  • Junior Advantage Riders Series 2
  • Juvenile Accident Rider
  • Living Assurance Rider with TPD Benefits
  • Payer Benefit Rider
  • Payer Benefit Rider Plus
  • Payer Benefit with Annual Benefit Rider
  • Payer Benefit with Annual Benefit Rider Plus
  • Premier Accidental Death and Dismemberment Benefits Rider
  • Premier Comprehensive Accident Benefits Rider
  • Premier Medical Reimbursement and Hospitalisation Benefits Rider
  • Reducing Term Rider Plus with TPD Benefits
  • Term Rider with TPD Benefits
  • Waiver of Premium Rider
  • Waiver of Premium Rider Plus
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    Investment-Linked
  • Critical Illness Benefit Rider
  • Great Income Rider
  • Great Saver Rider
  • IL LadyCare Advantage Rider
  • IL LadyCare Rider
  • IL Premier Accidental Death and Dismemberment Benefits Rider
  • IL Premier Comprehensive Accident Benefits Rider
  • IL Premier Medical Reimbursement and Hospitalisation Benefits Rider
  • IL Waiver of Premium Plus
  • Investment-Linked Health Care Benefit
  • Investment-Linked Health Protector
  • Investment-Linked Hospitalisation Income Benefit
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  • Living Assurance Benefit
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  • Payer Benefit
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  • Payer Benefit Plus
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  • Waiver of Premium - Dread Diseases
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  • Waiver of Premium - TPD
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    ChildrenCare Rider  
    Every child has the right to love, happiness and protection. ChildrenCare Rider, the first-ever children's insurance plan of its kind, covers your child against 10 child-related illnesses*, and provides for Accident Hospitalisation Benefits and Hospitalisation Benefits for Hand, Foot and Mouth Disease.
    With ChildrenCare Rider, you have peace of mind as it relieves you of financial headaches due to rising medical costs. You can easily afford this Rider as you can choose to make regular payments on the premium either monthly, quarterly, half-yearly or annually. For example, if you opt for an annual premium payment scheme, you pay only RM55 for the sum assured of RM10,000.

    *Child Illnesses covered:
  • Severe Asthma
  • Leukaemia
  • Bone Marrow Transplant
  • Insulin Dependent Diabetes Mellitus
  • Rheumatic Fever with Heart Impairment
  • Kawasaki Disease with Heart Complications
  • Intellectual Impairment due to Accident or Sickness
  • Glomerulonephritis with Nephrotic Syndrome
  • Severe Juvenile Rheumatoid Arthritis (including Still's Disease)
  • Brain Surgery
    • Who can apply for this Rider?
    Any parent with a child from as young as 1 month old right through to 16 years at the next birthday can purchase a basic policy for the child and attach the Rider to it. The basic policy can be any endowment or whole life plan.
     
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