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PROTECT YOUR WELL-BEING WITH
COMPREHENSIVE INSURANCE RIDER PROTECTION
Your financial well-being is the key to enjoying a great life. With an insurance plan, you are covered against Death and Total and Permanent Disability. But illnesses, accidents and disability can affect your well-being too – and the things that matter most in life. However, by attaching insurance riders to your basic insurance plan, you can enhance your protection for better peace of mind and a secure future.

Supplementary insurance riders can be added to enhance benefits on your investment-linked plan, whole life plan, term plan or endowment plan.
ATTACHABLE TO INVESMENT-LINKED PLANS
Accident Riders
IL Accidental Medical Reimbursement Benefits Rider
Provides medical reimbursement in the event of injuries caused solely and directly from accidents as well as weekly indemnity benefit for hospitalisation
IL Accidental Death and Dismemberment Benefits Rider
Provides coverage in the event of death, Total and Permanent Disability (TPD) or injuries caused solely and directly from accidents
IL Comprehensive Accident Benefits Xtra Rider
Provides comprehensive coverage in the event of Death or Permanent or Temporary Disability caused solely and directly from accidents as well as medical reimbursement and weekly indemnity benefit for hospitalisation
Medical Riders
IL Hospitalisation Benefits Rider
Provides daily cash income should you be hospitalised
IL LadyCare Advantage Rider
Provides protection against female-related illnesses and coverage for maternity-related issues
IL LadyCare Rider
Provides protection against female-related illnesses
SmartMedic
Provides comprehensive medical protection for hospitalisation, surgical expenses and other medical reimbursement
Disability & Critical Illness Riders
Critical Illness Benefit Rider
Secures your finances should a Critical Illness occur
IL Great Income Rider
Pays an annual benefit in the event of Total and Permanent Disability (TPD) of the Life Assured
IL Payer Benefit Plus Rider
Waives premium in the event of Death, Total and Permanent Disability (TPD) or Critical Illness of the Payer
Waiver of Premium On DD Rider
Waives premium in the event of Total and Permanent Disability (TPD) or Critical Illness of the Life Assured
ATTACHABLE TO WHOLE LIFE, TERM OR ENDOWMENT PLANS
Accident Riders
Juvenile Accident Rider
Provides coverage for the Life Assured in the event of Death or Permanent Disability caused solely and directly from accidents as well as medical reimbursement for hospitalisation
Premier Accidental Death and Dismemberment Benefits Rider
Provides coverage in the event of Death, Permanent Disability or injuries caused solely and directly from accidents
Premier Comprehensive Accident Benefits Rider
Provides comprehensive coverage in the event of Death or Permanent or Temporary Disability caused solely and directly from accidents as well as medical reimbursement and weekly indemnity benefit for hospitalisation
Premier Medical Reimbursement and Hospitalisation Benefits Rider
Provides medical reimbursement due to accidental injuries and daily cash benefit for hospitalisation
Medical Riders
ChildrenCare Rider
Covers your child against child-related illnesses and provides for Accident Hospitalisation Benefits and Hospitalisation Benefits for Hand, Foot and Mouth Disease
GreatLady Rider
Provides protection against female-related illnesses and coverage for maternity-related issues
Great Medicare 2 Rider
Protects you against unpleasant surprises with greater medical protection
Hospitalisation Benefits
Provides daily cash income should you be hospitalised
Disability & Critical Illness Riders
Accelerated Extended Total and Permanent Disability (TPD) Rider
Pays an annual benefit in the event of Total and Permanent Disability (TPD) of the Life Assured
Enhanced Total and Permanent Disability (TPD) Rider
Pays benefits in 3 annual installments in the event of Total and Permanent Disability (TPD) of the Life Assured
Living Assurance Rider with TPD Benefits
Provides additional protection against Death, Total and Permanent Disability (TPD) and Critical Illness
Payer Benefit Rider Plus
Waives premium in the event of Death, Total and Permanent Disability (TPD) or Critical Illness of the Payer
Reducing Term Rider Plus with TPD Benefits
Pays out the reducing sum assured in one lump sum in the event of Death, Total and Permanent Disability (TPD) or Critical Illness of the Life Assured
Waiver of Premium Rider
Waives premium in the event of Total and Permanent Disability (TPD) of the Life Assured
Waiver of Premium On DD Rider
Waives premium in the event of Critical Illness of the Life Assured
The list of insurance riders may be updated from time to time. For more information on the riders available, please contact your servicing agent or Customer Service Careline at (603) 4259 8333.